It's okay to shop around

Helping you level up your life by giving you all of your mortgage options, all in one place

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  • Welcome to Shop Your Own Mortgage! Forget spending time at the bank trying to find your best mortgage options, we bring the lenders to you!

  • Shop Your Own Mortgage is a fully automated mortgage application app that gives you the best products and rates so you can choose what works best on your terms... anytime, anywhere and without ever having to book an appointment.

  • Follow along with the instructions to start the application process. Once your application is complete, Shop Your Own Mortgage will safely store your important documents, so you can retrieve them at any time.


More than 25 thousand people trust us for all of their mortgage needs.

Kevin Lutrell

Los Angeles, CA
Shop Your Own Mortgage has excellent service and unmatched pricing. The person who helped me was named Juan Vivas. He was a pleasure to work with!


Don't know where to start?

Before you start seriously looking at homes, it’s important to understand the financial options available to you and how to get the best deal. Get information on buying your first home, mortgage mistakes to avoid, how to get pre-approved, the ins and outs of refinancing, plus find a glossary of terms to help you through the process!

Learn More!

Mortgage Calculator

Purchase price
Please enter here the amount you expect to pay for a home.
Enter a value
Down payment
Down payment is cash that you pay upfront for your home.
Enter a value
Term in years
Number of years you have to pay.
Enter a value
Interest rate (per year)
The percentage of interest that you will pay on your mortgage for a specific term.
Enter a value
Property tax
Enter your property tax here if you know it.
per year
Enter a value
Home insurance
Most lenders require home insurance. Enter its price here.
per year
Enter a value
PMI is Private Mortgage Insurance which is usually required to pay if your Down payment less than 20%.
per month
Enter a value

Your total monthly payment


Principal & Interest

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