I Am A First-Time Homebuyer

I Am A First-Time Homebuyer

People have been buying homes since the beginning of time. While buying a home now is significantly different from buying a home in the Stone Age (when people could just sit on a rock and call it home), buying your first home doesn’t have to be an overly complicated process.

At Shop Your Own Mortgage, we keep things simple by allowing you to only fill out ONE application, have your pick of over 25 different lenders, and accept the offer that works best for you. Start shopping for a mortgage today!

Perks of Homeowning

  • Have the freedom to design your own space
  • Invest in your future and diversify your portfolio
  • Save money in the long run
  • Build your home equity with a long-term investment
  • Avoid the headache of moving every year or two
  • Increase your credit score
  • Let your pets run out in the open
  • Get a private yard and so much more storage space
Is NOW the Right Time to Buy Your First Home?

Fоr years, уоu’vе been drеаmіng about becoming a homebuyer.Yоu’vе been ѕеаrсhing online fоr just the right home.Yоu finally fоund іt, thе home of уоur dreams.Making the wrong decision can lead to spending too much.

How to Make Sure Your First Home is Under Your Name

When you purchase or gain an interest in property that is registered at the Land Title Office, you’re responsible for paying property transfer tax.When you acquire land or a beneficial interest in land, you pay land transfer tax to the province when the transaction closes.Because of Florida’s Documentary Stamp Tax, the state can collect tax on documents executed, delivered, or recorded in Florida.Because of California’s Documentary Transfer Tax Act, counties and cities can collect tax on documents transferring real estate.

Save Money on Your First Home!

Check your eligibility for exemptions with one of our reps today!

See if you qualify for tax credits today!

See if you qualify for tax exemptions today!

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