Shop Your Own Mortgage, Rates, Loans, Home Insurance, Resources .

Shop Your Own Mortgage is an independent mortgage marketplace.

Shop Your Own Mortgage Now!

Why you should Shop Your Own Mortgage


We’re an independent mortgage marketplace, not tied to any product or lender.

Our goal is to make it easier for you to explore your options.

Shop for mortgages, shop mortgage r

Learn More About SYO

Instant Quote

Instant quote.

Get an instant quote online or using our mobile app with one of our licensed mortgage consultants.

Instant Quote

Instant quote.

Get an Instant Quote!

Multiple Quotes

Multiple offers.

Get multiple offers from multiple lenders to shop your own mortgage.

Multiple Quotes

Multiple offers.

Shop Our Resources

Website Icons - SYO Mortgage

No fees.

No origination, underwriting, credit card report or processing fees. Ever.

Website Icons - SYO Mortgage

No fees.

Learn More About SYO

We're serving up quick rates like cups of coffee.

Shop your own mortgage today.

I Want a Quick Rate

How it works

The more you Shop Your Own Mortgage, the more savings you rack up.

Disclaimer: results vary based on loan amount, FICO, and length of loan


Shopping for mortgages could save borrowers $27,000+ over the a lifetime of a loan.


80% of home buyers can save this much in interest annually just by getting 1 extra quote.


Thousands can be saved in fees if you shop around. (Our fees? $0.)

$162,794.86 Donated

To help save women and children with O.U.R. Rescue

Shop Your Own Mortgage donates 10% of our commissions to aid in the rescue of women and children.

Learn More 

OUR Rescue

SYO Mortgage Blog

6 min read

HUD Reduces FHA Mortgage Rates

Homeowners and potential home buyers looking to take out an FHA loan will soon be able to benefit from the recent...

9 min read

What are the benefits of shopping your own mortgage?

If you're in the market to buy a home, the you have probably heard (from everyone around you) about what you should or...

3 min read

Rates are stabilizing, but not for long

Rates continued to de-escalate this week with the 30-year fixed rate mortgage 6 basis points lower at 7.09%...

View All Blogs

Geico UWM FundLoans State Farm HomePoint Progressive LoanDepot Stewart NewRez First American Title Sunwest Rocket Mortgage USAA NewFi Ticor Title

We make it easier

(and way better).

We help put consumers on the offense by putting homeowners in power.

Contact SYO Mortgage

Get a Quick Rate