It's okay to shop around.

Bringing you all the best options in one place, free from fuss, fees, and bias.


More than thousands of people trust us for all of their mortgage needs.

I love shopping, especially when it comes to important things, so I shopped around when my 5-1 ARM was about to go into variable rate. I came down to three final brokers and Shop Your Own Mortgage was one of them. Your team was the only one that truly listened ...
Victor da Costa Ferreira
I just wanted to let you know that Natalia and I were EXTREMELY happy with the service we received from Lindsay and Kat with our new mortgage. They were both fantastic and provided us with an exceptional customer experience!
Lydia H
Shop Your Own Mortgage has great people working on their team. Very personable, dedicated, very knowledgeable, and have a way of putting my mind at ease, through the whole mortgage process!
Simply could not believe how easy this was! I thought to buy my first home was going to be stressful and confusing but it wasn’t. I still can’t believe how easy Shop Your Own Mortgage made the whole process! Thank you SYO Mortgage Team!
I have a credit score over 800 so I thought my bank would give me a great rate... turns out I was wrong! If I hadn’t used Shop Your Own Mortgage to shop for my mortgage it would have cost me thousands!
Korin S
I just want to give a big shout out to Shop Your Own Mortgage! When buying real-estate always surround yourself with knowledgable, honest, supportive professionals who get the job done! Thank you from the bottom of my heart again for everything! I can’t say enough great things about you ...
Bree A
This app is so fun! I'm uploading all my docs from taking a pic!!! I was like how am I going to get them online. Amazing.
Adam S
A quick 5 minute application on my phone. Fast and easy, the way it should be.
Carol S
I received fast responses, easy solutions, and oh yeah… a guarantee of the lowest rate in Canada.
It was my first time shopping for a mortgage online and it was the best experience ever! I didn’t have to take any time off work, or make a bunch of appointments to review my documents. I got the lowest rate going and it couldn’t have been easier.

Mortgage Tools

Take advantage of our free tools.

Where would each of us be without our tools? Beyonce without her microphone? Shakespeare without his pen? Chandler without his Joey? Add these mortgage tools to your arsenal and score the best mortgage deal you can get.

Calculator Glossary


Don't know where to start?

Before you start comparing rates through our easy and convenient platform, it’s important to understand the financial process that goes into buying or refinancing your house. Get information on mortgage mistakes to avoid, how to get pre-approved, the in’s and out’s of refinancing, and much more!

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Giving Back

Shop Your Own Mortgage is committed to giving back to the local and global community around us. Upon closing your loan, select one of the four causes we’ve partnered with to have 10% of the net profit go towards their programming.


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  • Shop Your Own Mortgage is a fully automated mortgage application app that gives you the best products and rates so you can choose what works best on your terms... anytime, anywhere and without ever having to book an appointment.

  • Follow along with the instructions to start the application process.

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