About Us, Our Team, Our Mission .

We're spilling tea about Shop Your Own Mortgage.

We're simplifying financial literacy and the home financing process.


Shop Your Own Mortgage was founded to fix the problems that persistently occur in the mortgage industry.

SYO had a vision of using up-to-date technology to bring the open market to the mortgage industry.

We allow homeowners to fill out one application and have the lenders come to them. Genius.

More About Our Story

How is Shop Your Own Mortgage different?

Our Philosophy

We don't charge fees. Ever.

No fees whatsoever. No origination, underwriting, processing, or credit card report fees. Zip. Zilch.

We provide upfront, quick quotes.

We ask for only the things we need to know. Just your zip code, the mortgage you're looking for, property value, mortgage amount and estimated credit score.

Our Team SYO Mortgage

We're all about great Mortgages (and coffee)

The SYO Mortgage Team

Our team is fully licensed and available by phone, email, text and online chat!

Meet Our Team

What SYO Customers Love

24/7 access.

SYO Mortgage offers 24/7 access to our site, mortgage resources, and information.

Instant quick quotes.

We offer upfront, quick quotes with no obligations.

SYO mobile app.

Our app is available for download for Apple and Android users. Easy document upload available.

No fees.

No origination, underwriting, or credit card report fees.

Fast closing.

Close as quick as 8 days. That's fast!

Dedicated, licensed team.

SYO Mortgage is a team of fully licensed loan officers, processors and funders.

SYO is approved by
Geico UWM FundLoans State Farm HomePoint Progressive LoanDepot Stewart NewRez First American Title Sunwest Rocket Mortgage USAA NewFi Ticor Title

We make it easier

(and way better).

We help put consumers on the offense by putting homeowners in power.

Contact SYO Mortgage

Get a Quick Rate