80% of people stand to save thousands.
1 Application
complete one application, from home & on your own time
5 minutes
get accurate mortgage quotes in under five minutes
1,000+ loans
compare top products and lenders all in one place
$1,000s saved
choose the best of your top offers, with zero processing fees
more choice means more money in your own pocket.
average number of basis points between a low & high quote for the same scenario
the amount this difference costs in the first five years of an average mortgage term
the amount this difference costs after 30 years of an average mortgage term
*Based on an average loan scenario: 30-year fixed-rate term, conforming loan type, $354,500 mortgage amount, 750 credit
our commitment to you
We’re committed to raising lending standards and improving financial literacy. We promise to be transparent about our process, to treat your personal data with care, and to always provide honest, unbiased options.
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how & why it's free
We get paid by your lender directly, after you close your loan. Typically, a lot of work goes into verifying an application, so lenders charge processing and origination fees to cover some of those costs. We’ve developed technology to help automate that process. What’s more, because we’re not a lender but a marketplace, our goal is not to get you to buy a particular product but to help you browse your options. This is to say we’re so confident you’ll find the best mortgage quotes here, we’re willing to stake our business on it. If you don’t, we don’t get paid.
by free we also mean risk-free
When you first complete an application, we run what’s known as a “soft-credit check.” This means we pull your credit report from the bureaus, allowing us to present you with accurate mortgage quotes you’re actually eligible for. However, until you actually select a product and a lender, you haven’t actually applied for a loan, you’ve simply pre-qualified for one — so your credit won’t be impacted. This is how we make sure it’s risk-free to explore your options.