What We Believe

our philosophy

our perspective

We believe in corporate transparency and consumer privacy. In inspiring innovation by embracing the open market. And that having real choice creates peace of mind. We align our interests with our customers’, because, let’s be honest, our long-term success is directly related to what you tell your friends about us.
 

This is what shopping around means to us and this is what we invite you to do on our platform.

our mission

We deliver real choice to home buyers by demystifying the mortgage process and making it easier to explore your options.

why we do it.

To inspire people to dream big and improve the world around them.

how we do it.

By making homeownership more accessible for all.

what we do.

We allow you to review top offers from multiple lenders by completing a single application. No points, fees, or mark-ups. No in-person meetings. Just open-market options.

How We Make Money

we’re a marketplace, not a lender.

Lenders charge thousands of dollars in points and processing fees because a lot of work is required to verify you as a candidate. Fortunately, we’ve developed technology to help do this for us, so we don’t have to charge as much for processing your application. In fact, we don’t charge you anything at all. Our money comes directly from the lender you choose in exchange for providing them with a verified application.

The offers you receive through us will be the same as or lower than what the lenders will offer you if you go to them directly. This is because we’re not an intermediary or a reseller. Our service to home buyers is providing them with the best options on the market. Our service to lenders is to streamline their own underwriting process and walk borrowers to the mortgage finish line.

If you don’t find what you’re looking for through us, we simply don’t get paid. That’s how confident we are in our service.

Finance is not merely about making money. It’s about achieving our deep goals and protecting the fruits of our labor. It’s about stewardship and, therefore, about achieving the good society.

Robert J. Shiller

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