Refinance The Smart WayFinally. The easy way is also the smart way.You wouldn’t pay money to try on a pair of pants just to find out whether they fit. Why should you pay just to apply for a mortgage? Now you can fill out one easy application from home, and receive multiple offers from top lenders — for free. Refinance the smart way. Your own way. Refinance Your Home Tell Us About Your Goals Current Mortgage Program * Conventional Loan VA Loan FHA Loan USDA Other Current Mortgage Type * Fixed-Rate Mortgage (FRM) Adjustable-Rate Mortgage (ARM) Non-prime / Other Total Mortgage Amount ($) * What's your goal in refinancing? * Lower Monthly Payments Take Cash Out Consolidate Debts Change Mortgage Type Pay Off My Mortgage Sooner Other Ideal Outcome * Better rate but the same term Lower payments as much as possible Different mortgage type with fewer fees Not sure / other Years Left On Mortgage * Amount you'd like to take out ($) * The maximum allowed A specific amount Amount you'd like to take out ($) Total Debt Amount ($) * Please elaborate on your goals * Will there be a co-applicant? * Yes No Next If you are human, leave this field blank. This is an application to access the SYO Mortgage Marketplace. We will never share your personal information and completing our online mortgage application will not affect your credit. One ApplicationApply for a mortgage the smart way — online and in just minutes.Multiple OffersReview offers from multiple top lenders, completely free.Thousands SavedChoose your best mortgage. Without origination fees. Trustpilot Got questions? Talk to a mortgage consultant using the chat box in the bottom right, right now.