We make understanding refinancing mortgage loans wayyy easier.
About all things refinancing mortgage loans.
What is refinancing?
How does refinancing a mortgage work?
Why refinance a mortgage?
Refinancing to get a lower interest rate.
Refinancing to access your home's equity.
Refinancing to get a shorter loan term
Refinancing to get rid off an FHA loan.
Refinancing to get rid of PMI.
Refinancing to switch from an adjustable-rate to a fixed-rate loan (or vice versa).
What is my break-even point?
What types of refinance mortgage loans are there?
What is title insurance on a home?
Title insurance is a policy meant to protect home buyers and mortgage lenders from damages or financial losses caused by a bad title due to title defects.
How does title insurance work?
A title insurance policy protects you from putting down money on a property, only to find that some unexpected issue renders the title invalid.
What does title insurance cover?
Title insurance covers the owner's policy as a guarantee against potential risks, such as:
- Conflicting ownership claims
- Outstanding lawsuits, liens and other encumbrances against the property
- Erroneous or flawed public records
- Fraud and/or forgery
- Undisclosed easements or other agreements that may limit the usage or reduce the value of the property
By getting an appraisal, you could get relief from creditors and become high-interest debt free.
You could simplify your life with one single monthly payment, freeing up more money for your day to day expenses.
Lower monthly payments.
With an appraisal, you could potentially lower your monthly payments by an average of $500 per month.
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