How it works: any time that you apply for credit, it lowers your credit score a little bit. However, when you’re applying for a home loan, you have a window of opportunity to shop around without additional hits to your credit, which is how we’re able to provide you multiple offers without added impact.
Also: when you complete our initial application, you’re not actually applying for a home loan yet. You’re simply browsing your home financing options. So, this is risk-free.
Yes, absolutely. We don’t charge anything for our service, so no origination fees or mark-ups on your rate.
Note: there are still costs associated with getting a mortgage, such as appraisal fees and title fees, all of which will be detailed in your loan estimate.
Yes, we use bank-level security. For both your safety and for regulatory compliance, we have to meet the security standards of all the lenders in our network.
This means that all of our data is encrypted and processed over a secure network.
